A coworker of mine, one that I am very close with, one who considers herself my Maryland Mom, is using pay day loans. I walked around the corner of her cube before she closed the window. On the site the lowest APR is over 400%. I assume that people use these type of loans when they are in desperate need of money but can't get it in a more reasonable way. I could be wrong. I hope I am wrong.
I am sad that someone I care about is in trouble.
